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This guide will take you through the home-buying process step by step -- from deciding whether homeownership is right for you, to shopping for a house that meets your needs, obtaining a home mortgage, closing the sale and maintaining the house after it is yours. We think that after you read this guide, you will be more knowledgeable about home buying and better able to negotiate the purchase and financing of the house you want. Perhaps most important, you will understand and be able to evaluate the terms of your mortgage and be confident that you can afford it. |