We’re here to make your life easier, so count on us for help with any of your mortgage needs. You’ll find that we’ll simplify the process and it will be much easier to get the help that you need with your house.
Buying a home that is in need of repair? Does your current home need repair and refurbishing? We’ll help you apply for the federal 203(k) loan that will give you the money to fix it up!
Specialty loans provided by Fannie Mae that allow lower down payment, no appraisal nor PMI.
If you qualify for the Home Affordable Refinancing Program, we’ll provide you the assistance you need to refinance your mortgage even without any equity or if you are upside down on your home’s value.
Home Equity Line
Want to access some of the money inside the walls of your home and don’t want to do a complete refinance? We offer home equity lines as well.
A streamline refinance can help you refinance your home with far less time and effort expended. You’ll find the process is much simpler with our expertise at your back.
Multiple Mortgage Insurance Options
Trying to avoid having to pay PMI? We have multiple options available no matter the loan size.
Low Down Payment Loans
Don’t have the capital necessary to put a down payment on your home? We’ll can still help you get that mortgage loan.
Foreign National Loans
New to our great country? If so, finding a loan with an affordable interest rate can be tough – but not with Stonegate Mortgage. We’ll make it easy for you to buy your new home.
Non-Warrantable Condo Loans
If your condo cannot be sold to either Freddie Mac or Fannie Mae, we will offer you a reasonable loan on the home through one of our portfolio investors.
The USDA Rural Development Guaranteed Housing Program promises rural homeowners a fair rate for their mortgages. We are licensed to offer these loans to qualified buyers.
Our U.S. Army, Navy, Air Force and Coast Guard veterans deserve to live the American Dream they fought so hard for. We provide them with loans guaranteed by the U.S. Department of Veteran Affairs.
For loans over the conventional loan limit of $417,000, we offer jumbo mortgages. This is definitely something we excel with!
Will allow you a lower payment for a certain amount of time, then will turn into a principal and interest loan.
Adjustable Rate Mortgages
Your rate is fixed for a certain period of time and then will change according to the lending market conditions.
Fixed Rate Mortgages
The interest on your fixed-rate loan will never increase, no matter how much the real estate market fluctuates. The most common type of mortgage.